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Acre Family Child Care

 55 Middle Street, 5th Floor, Suite 500
 Lowell, MA 01852
[P] (978) 937-5899
[F] (978) 937 5148
Lucas Skorczeski
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 Printable Profile (Summary / Full)
EIN 04-3036200

LAST UPDATED: 05/24/2018
Organization DBA Acre Family Child Care, Inc.
Former Names Acre Family Day Care Corporation (2009)
Organization received a competitive grant from the Boston Foundation in the past five years No


Mission StatementMORE »

The mission of Acre Family Child Care is to provide a pathway for women to achieve economic independence by operating high quality child care businesses in their homes.

Our vision includes ensuring that the children of Greater Lowell have access to a high-quality early education experience, regardless of their parents level of income.

Mission Statement

The mission of Acre Family Child Care is to provide a pathway for women to achieve economic independence by operating high quality child care businesses in their homes.

Our vision includes ensuring that the children of Greater Lowell have access to a high-quality early education experience, regardless of their parents level of income.

FinancialsMORE »

Fiscal Year Jan 01, 2013 to Dec 31, 2013
Projected Income $3,827,000.00
Projected Expense $3,884,000.00

ProgramsMORE »

  • Child Care Services
  • Family Child Care Career Training and Small Business Support
  • Transportation Services

Revenue vs. Expense ($000s)

Expense Breakdown 2014 (%)

Expense Breakdown 2013 (%)

Expense Breakdown 2012 (%)

For more details regarding the organization's financial information, select the financial tab and review available comments.


Mission Statement

The mission of Acre Family Child Care is to provide a pathway for women to achieve economic independence by operating high quality child care businesses in their homes.

Our vision includes ensuring that the children of Greater Lowell have access to a high-quality early education experience, regardless of their parents level of income.

Background Statement

Acre Family Child Care (AFCC) is a non-profit serving the greater Lowell, Massachusetts area since 1988. Our mission is to provide women pathways to economic independence through owning and operating home-based family child care businesses. In addition to providing culturally relevant and personalized small business support we empower women to become successful small business owners, and help to build economic stability in Lowell. AFCC provides care for nearly 400 children every day, including overnight and weekend child care for parents working 2nd and 3rd shifts, in a network of family child care homes. AFCC staff visit the homes to monitor the quality of care, and provide transportation for children to and from care sites. We offer parent education, family support services and early childhood training programs in multiple languages throughout the year.

Impact Statement

In 2013, Acre Family Child Care celebrated our 25th anniversary.
We commemorated this milestone through several celebratory events, including the declaration of Acre Family Child Care week October 14-19, 2013 in the city of Lowell.

Our goals for 2014 include:
  1. Increase families’ access to local, quality childcare by creating and promoting a service that will assist parents in finding local providers
  2. Increase number of providers earning a professional credential
  3. Capitalize on the language and cultural skills of our providers to offer language enrichment and culturally competent care for our communities’ children
  4. Diversify revenue streams for our organization by increasing program partnerships, corporate sponsorships, donations from individuals
  5. Reach out to new parent consumers

Needs Statement

Acre Family Child Care (AFCC) seeks to sustain the community we have built through our work. Our most pressing needs are staff and infrastructure that will help nurture and grow this community. Specific needs include: 
  1. Parent Outreach and Support Staff: This Staff will reach out to new parents, help them use our online provider portal, provide customer service to all of our parent clients, and educate parents about child care and how to choose the best care for their family. Annual cost: $40,000.
  2. Online Professional Development for Providers: Creating an online training site for child care providers would allow us to provide low-cost, ongoing training for new and experienced providers. Staff required: project manager, writer, designer, videographer, and web developer. Equipment required: video equipment rental, web server, space Total one-time cost: $100,000.
  3. Professional Space: Our operations are steadily outgrowing our current space. It is important for us to remain in a location central to our clients and providers in Lowell’s downtown and Acre neighborhoods. Our desired new space would allow us to grow and operate with maximum efficiency. We are looking for 4,000 sq ft. for offices, training space, parent intake, and a computer lab for providers and parent clients. Annual cost: $60,000.

CEO Statement

Dear Friends,

Thank you for your interest in Acre Family Child Care.  AFCC's program grew out of a needs assessment completed by Anita Moeller, then a college student at UMass Lowell, in the Acre neighborhood in Lowell. Discovering that there were no licensed child care providers in the neighborhood, and limited employment opportunities for women not fluent in English, Anita founded Acre Family Child Care. Starting with 10 women in 1987, AFCC now has 54 family child care providers and serves over 400 children each year. Our organization is the story of women realizing their dreams and building a strong community. 

The AFCC system reflects the diversity of the city of Lowell. Our early childhood educators and the families we serve come from Cambodia, Viet Nam, Brazil, Columbia, the Dominican Republic, Burma, Iraq, as well as the US. They bring with them a rich cultural diversity resulting in potluck meetings with empanadas alongside fresh spring rolls. They also bring an incredible determination to be successful, taking classes at night to improve their English and earn their degrees.  
In many ways AFCC addresses the global challenges in the world today; women’s economic development, immigrant integration, the educational achievement gap and the unequal distribution of wealth and economic opportunity. We are a small agency dealing with big problems and in small ways having a big impact. For every woman who is able to move from welfare to home ownership our impact is huge. For every child entering school eager and ready to learn, the difference we make is enormous. 

Most recently , AFCC  was able to provide child care to Leymah Gbowee, the 2011 Nobel Peace Prize winner, who was visiting Lowell from Liberia. Leymah was the Greeley Scholar for Peace and Justice at UMass Lowell for a month, but would not have been able to come without access to child care.  Regardless of whether you work the midnight shift at the local hospital, or are leading a movement to heal a war-torn nation, having high quality child care makes that possible. 

Thank you again for learning about AFCC through our Giving Common Profile. 


Kathy Reticker

Executive Director

Board Chair Statement

Dear Friends,

It’s my pleasure once again to introduce the Giving Common page
of Acre Family Child Care (AFCC). As you may know 2013, our
twenty-fifth anniversary year, was a very busy one. Over the summer our
administrative offices were moved to 55 Middle Street, Lowell. The space is beautiful, filled with light from the amazing windows, and the heat and air conditioning work every day! The building even has an elevator, making it easier for those with mobility issues or pushing a stroller, to access the office. There is also space for training and events, like the Annual meeting, for which we used to rent space, resulting in savings in our budget.

Two of the other highlights of the year were the Pre-School STEAM (Science Technology Engineering Art and Math) Fair held at UMass Lowell and the 25th Anniversary Celebration. The STEAM Fair showcased science projects that each of the educators worked on with the children, and the projects are being gathered into a curriculum manual that can be shared with all of the providers. All of the participants did a wonderful job with their displays and are looking forward to the next STEAM Fair. The 25th Anniversary Gala took place at the UMass Lowell Inn and Conference Center in October and was attended by staff, Board members, educators both present and past and our community partners. The evening of dining, dancing, raffles and viewing a Red Sox playoff game on a big screen was a celebration of twenty-five years of service by our educators to the community and of the numerous small businesses supported by AFCC over the years. We are grateful to the sponsors who provided funding for our activities throughout the year.

We thank you for your interest in Acre Family Child Care and for taking the time to read visit our page. We look forward to more great things for Acre Family Child Care in 2014 and in the next twenty-five years.

Patricia Sullivan Talty
Board Chair

Geographic Area Served


Acre Family Child Care's administrative offices are located in Historic Downtown Lowell. Our network of Early Childhood Educators is located throughout the city of Lowell.

Organization Categories

  1. Human Services - Child Day Care
  2. Employment -
  3. -

Independent research has been conducted on this organization's theory of change or on the effectiveness of this organization's program(s)



Child Care Services

Acre's network of over 50 at home child care programs provides care to over 300 children daily. Our unique model ensures that all children receive dynamic, high quality care from a provider trained in nutrition, curriculum development, and benchmarks for child development. Acre providers do not experience the isolation common to many family child care providers as we provide a close-knit peer support network and back-up system; social work support; and continuing professional education. We also provide community building and education services for our parents as well through social gatherings and workshops in financial literacy. We offer one-on-one support from a staff that is reflective of our community – our Spanish, Khmer, Vietnamese, Portuguese, and English-speaking staff is able to address our clients’ needs in their own language. We work with partners to provide educational outings for children to enrich their development and supplement their education.  
Budget  $2,619,000.00
Category  Education, General/Other
Population Served Infants to Preschool (under age 5) Children Only (5 - 14 years)
Program Short-Term Success 
  • 300 children served each year
  • 5 workshops provided by outside partners including the Discovery Museum


Program Long-Term Success 
  1. Hundreds of low-income children receive quality early education and are better prepared to enter school.
  2. Community investment in early education grows as philanthropic and corporate partners support the programming provided to our clients.
Program Success Monitored By 

Acre’s office support staff are a dynamic part of ensuring that our child care services are delivered effectively. These regular assessments include monitoring of curriculum delivery.

  • Our providers complete the nationally recognized Ages and Stages questionnaire a developmental and socio-emotional screening tool). Results were shared with families and any concerns were referred to Early Intervention or the preschool team.
  • We help match parents with an at home provider that is conveniently located and offered instruction in their native language.
  • Providers meet with support staff to keep assessments on their service delivery and well-being of their children.
  • We solicit feedback from providers and parents on the quality of community building activities and our back up program (for when providers are sick or away from home).
Examples of Program Success  --

Family Child Care Career Training and Small Business Support

Acre Family Child Care (AFCC) provides all of the training and on-going support that women need to start and manage their own at-home child care business. We conduct outreach into our local community and meet potential providers, and then offer comprehensive training in English, Spanish or Khmer to women interested in being at home child care providers. Training topics include state licensing, developing curriculum, child safety, working with families, self care, marketing, business planning, and proper insurance. We also ensure that providers have access to ongoing professional development classes, loans for home improvements and equipment purchases for child care rooms, and frequent visits from trained staff that evaluate at home child care sites and offer regular assistance and resources to providers.

Budget  $70,000.00
Category  Employment, General/Other
Population Served Females Other Economic Level Immigrant, Newcomers, Refugees
Program Short-Term Success 
50+ women are trained through AFCC classes and become child care providers.
100% of all providers receive on-going professional development training. $25,000 of loans made to fund home improvements and higher education for providers annualy.
Program Long-Term Success 
The community economy is bolstered as over 300 small businesses were started, supported, and sustained in the Lowell community. Women, many of whom are immigrants and refugees with low-incomes, are financially stable as they become small business owners and earn a salary above the median income of the community.
Program Success Monitored By 
We work with many of our providers over many years, and make a long-term investment in their continued success. Our measurements are taken through frequent staff interaction with our providers:
  1. We retain records and evaluations for all training courses delivered, and women completing AFCC’s training program.
  2. Our home visiting staff conducts monthly monitoring visits and evaluations of each at home child care site to ensure providers have the resources they need (either in training or physical equipment) to serve their children.
  3. Through processing vouchers and other payments made to each provider, we are aware of how many children each provider serves and their median income each month.
  4. We process all paperwork for home improvement and higher education loans, and receive proof of where these funds are spent and track on time repayments of these loans.
Examples of Program Success 
The Acre Family Child Care network currently boasts 52 family child care programs based throughout the city of Lowell. Since founding in 1988, AFCC has helped over 200 women start their own business.

Many of these women have gone on to pursue careers in the early education field. Two of these women have joined the AFCC staff and are providing more women with the personal support needed to help run a successful business.

Transportation Services

AFCC offers transportation via a fleet of mini-school buses, full-time drivers, and a full-time transportation coordinator accessible via cell phone 24 hours per day. AFCC has been providing transportation services for families in Lowell since 1991. AFCC drivers have a Commercial Drivers License (CDL) and are trained in CPR/First Aid and issues of confidentiality and Department of Social Services reporting requirements.
Budget  $519,000.00
Category  None of the above
Population Served Infants to Preschool (under age 5) Children Only (5 - 14 years)
Program Short-Term Success 
Families receive transportation from home to child care
On time transportation ensured for children and families
100% safety is ensured on all trips
Program Long-Term Success 

 Families receive safe, secure, and efficient transportation to child care.

Program Success Monitored By  Daily reports are submitted by bus drivers and monitors. Providers and parents are in contact with us regarding transportations services and report and changes in service.
Examples of Program Success 
When determining what is needed to access to a high quality early education, transportation to and from child care is frequently overlooked by families or individuals who do not experience difficulties with transportation. 
Many people in the city of Lowell, rely on public transportation to get to and from work. For many families with low-incomes, the availability of transportation to and from children is a significant factor when choosing a child care program. Though complex and costly, AFCC's transportation department provides a great benefit to parents and potential parents.

At our most recent annual meeting, an AFCC parent thanked the transportation department for their commitment to her family- during an especially difficult period of transition, her family had to relocate several times within a year. The Transportation department worked closely with the parent to prevent any interruptions of service, essentially offering the child a level of stability that would otherwise have also changed.

CEO/Executive Director/Board Comments

From Allyssa McCabe, Ph.D. 
Member, Board of Directors
As a long-time early childhood researcher and educator, I have had a lot of experience observing child care settings, including top-notch ones affiliated with universities.  I have been on the board of AFCC for six years and have been impressed with the quality of childcare offered by AFCC providers.  These providers regularly attend professional development programs—after receiving extensive training by AFCC.  In fact, I have gone so far as to make AFCC in essence a laboratory child care setting by regularly teaming University of Massachusetts Lowell (UML) students with AFCC providers to facilitate language acquisition of children in AFCC homes.  The UML students love their experiences working 90 hours a semester in AFCC homes, where they learn much from AFCC providers while fulfilling their community service. 
What too few people know is that a child’s oral language skills upon entrance to kindergarten predict that child’s 4th, 7th, and 10thgrade reading comprehension.  The efforts of my UML students are directed to providing the kind of input that we know improves oral language skills.  In addition, AFCC has partnered with the nationally known early literacy program—Jumpstart—in a pioneer effort to offer Jumpstart in family child care settings.

AFCC is a gem of a program.


CEO/Executive Director Ms. Kathleen Marie Reticker
CEO Term Start Dec 2005
CEO Email
CEO Experience --
Co-CEO --
Co-CEO Term Start --
Co-CEO Email --
Co-CEO Experience --

Former CEOs and Terms

Name Start End
Ms. Kristen Wesloh Mar 2005 Dec 2006
Mr. Cecilio Hernandez Nov 2003 Mar 2005

Senior Staff

Name Title Experience/Biography
Stephan Bader Director of Operations --
Zelma Lyons Khadar Director of Programs --


Award Awarding Organization Year
-- -- --


Affiliation Year
-- --
Member of state association of nonprofits? Yes
Name of state association Massachusetts Nonpofit Network

External Assessments and Accreditations

External Assessment or Accreditation Year
-- --


Non Profit Alliance of Greater Lowell, Lowell Day Nursery, Jumpstart, Discovery Science Museums, International Institute, Small Business Assistance Center of the Merrimack Valley, Lowel Public Schools, First Book, University of Massachusetts, Lowell,

CEO/Executive Director/Board Comments

Acre Family Child Care's network of  Early Childhood Educators includes 55 independent, women owned family child care businesses. Several members of this network act as representatives on the Board of Directors. All of the Early Childhood Educators are in regular contact with core agency staff.

Foundation Comments


Staff Information

Number of Full Time Staff 18
Number of Part Time Staff 2
Number of Volunteers 16
Number of Contract Staff 0
Staff Retention Rate % 89%

Staff Demographics

Ethnicity African American/Black: 1
Asian American/Pacific Islander: 1
Caucasian: 9
Hispanic/Latino: 8
Native American/American Indian: 0
Other: 1
Other (if specified): Mixed-Race
Gender Female: 16
Male: 4
Not Specified 0

Plans & Policies

Organization has Fundraising Plan? Under Development
Organization has Strategic Plan? Under Development
Years Strategic Plan Considers --
Management Succession Plan Under Development
Business Continuity of Operations Plan Yes
Organization Policies And Procedures Under Development
Nondiscrimination Policy Yes
Whistle Blower Policy Yes
Document Destruction Policy Yes
Directors and Officers Insurance Policy Yes
State Charitable Solicitations Permit Yes
State Registration Yes

Risk Management Provisions

Accident and Injury Coverage
Automobile Insurance
Automobile Insurance and Umbrella or Excess Insurance
Business Income
Commercial General Insurance
Commercial General Liability
Commercial General Liability and D and O and Umbrella or Excess and Automobile and Professional
Directors and Officers Policy
Disability Insurance
Employee Benefits Liability
Employment Practices Liability
General Property Coverage
General Property Coverage and Professional Liability
Life Insurance
Medical Health Insurance
Professional Liability
Umbrella or Excess Insurance
Workers Compensation and Employers' Liability

Reporting and Evaluations

Management Reports to Board? Yes
CEO Formal Evaluation and Frequency Yes Annually
Senior Management Formal Evaluation and Frequency Yes Annually
Non Management Formal Evaluation and Frequency Yes Annually


Board Chair Mrs. Patricia Sullivan Talty
Board Chair Company Affiliation Attorney, Talty & Talty, P.C., Lowell, MA
Board Chair Term Jan 2012 - Dec 2015
Board Co-Chair Mr. Matthew McLaughlin
Board Co-Chair Company Affiliation Genzyme, Corporation
Board Co-Chair Term Jan 2014 - Dec 2017

Board Members

Name Company Affiliations Status
Ms. Rose Castillo Family Child Care Provider, Acre Family Child Care Voting
Ms. Melissa Devore Talty, and Talty, P.C. Voting
Ms. Patricia Goldstein Senior Business Analyst, Courier Corporation Voting
Mrs. Cheryl Hylton Enteprise Bank and Trust Voting
Ms. Valessa Marques Family Child Care Provider, Acre Family Child Care Voting
Ms. Allyssa McCabe PhD. UMass Lowell Voting
Mr. Matthew McLaughlin Genzyme Corporation Voting
Ms. Darmery Montoya Family Child Care Provider, Acre Family Child Care Voting
Ms. Theresa Park City of Lowell --
Ms. Sharon Privitera Enterprise Bank and Trust Voting
Ms. Kathleen Reticker Executive Director, Acre Family Child Care Voting
Ms. Patricia Sullivan Talty Talty, and Talty, P.C. Voting
Ms. Blanca Valencia Family Child Care Provider, Acre Family Child Care Voting

Constituent Board Members

Name Company Affiliations Status
Ms. Rose Castillo Family Child Care Provider, Acre Family Child Care Voting
Ms. Dora Lemus Parent, Acre Family Child Care Voting
Ms. Valessa Marques Family Child Care Provider, Acre Family Child Care Voting
Ms. Darmery Montoya Family Child Care Provider, Acre Family Child Care Voting
Ms. Blanca Valencia Family Child Care Provider, Acre Family Child Care Voting

Youth Board Members

Name Company Affiliations Status
-- -- --

Advisory Board Members

Name Company Affiliations Status
-- -- --

Board Demographics

Ethnicity African American/Black: 0
Asian American/Pacific Islander: 1
Caucasian: 9
Hispanic/Latino: 6
Native American/American Indian: 0
Other: 0
Other (if specified): --
Gender Female: 12
Male: 1
Not Specified 0

Board Information

Board Term Lengths 3
Board Term Limits 2
Board Meeting Attendance % --
Written Board Selection Criteria No
Written Conflict Of Interest Policy Yes
Percentage of Monetary Contributions 80%
Percentage of In-Kind Contributions --
Constituency Includes Client Representation Yes

Standing Committees

  • Education
  • Executive
  • Finance
  • Nominating

CEO/Executive Director/Board Comments


Foundation Comments



Revenue vs. Expense ($000s)

Expense Breakdown 2014 (%)

Expense Breakdown 2013 (%)

Expense Breakdown 2012 (%)

Prior Three Years Total Revenue and Expense Totals

Fiscal Year 2014 2013 2012
Total Revenue $4,253,022 $3,923,545 $3,847,777
Total Expenses $4,131,060 $3,949,584 $3,847,717

Prior Three Years Revenue Sources

Fiscal Year 2014 2013 2012
Foundation and
Corporation Contributions
-- -- --
Government Contributions $3,519,358 $3,306,178 $3,306,726
    Federal -- -- --
    State -- -- --
    Local -- -- --
    Unspecified $3,519,358 $3,306,178 $3,306,726
Individual Contributions $160,099 $142,600 $123,243
Indirect Public Support -- -- --
Earned Revenue $414,813 $394,330 $365,823
Investment Income, Net of Losses $158,752 $43,181 $46,985
Membership Dues -- -- --
Special Events -- $38,490 --
Revenue In-Kind -- -- --
Other -- $-1,234 $5,000

Prior Three Years Expense Allocations

Fiscal Year 2014 2013 2012
Program Expense $3,602,725 $3,406,122 $3,316,770
Administration Expense $516,516 $534,531 $529,351
Fundraising Expense $11,819 $8,931 $1,596
Payments to Affiliates -- -- --
Total Revenue/Total Expenses 1.03 0.99 1.00
Program Expense/Total Expenses 87% 86% 86%
Fundraising Expense/Contributed Revenue 0% 0% 0%

Prior Three Years Assets and Liabilities

Fiscal Year 2014 2013 2012
Total Assets $2,081,651 $2,034,659 $2,018,734
Current Assets $950,824 $1,007,078 $1,067,146
Long-Term Liabilities $53,757 $43,880 $68,066
Current Liabilities $279,786 $273,155 $277,319
Total Net Assets $1,748,108 $1,717,624 $1,673,349

Prior Three Years Top Three Funding Sources

Fiscal Year 2014 2013 2012
1st (Source and Amount) -- --
-- --
-- --
2nd (Source and Amount) -- --
-- --
-- --
3rd (Source and Amount) -- --
-- --
-- --

Financial Planning

Endowment Value $103,070.00
Spending Policy Income Only
Percentage(If selected) --
Credit Line Yes
Reserve Fund Yes
How many months does reserve cover? --

Capital Campaign

Are you currently in a Capital Campaign? No
Capital Campaign Purpose --
Campaign Goal --
Capital Campaign Dates -
Capital Campaign Raised-to-Date Amount --
Capital Campaign Anticipated in Next 5 Years? Yes

Short Term Solvency

Fiscal Year 2014 2013 2012
Current Ratio: Current Assets/Current Liabilities 3.40 3.69 3.85

Long Term Solvency

Fiscal Year 2014 2013 2012
Long-term Liabilities/Total Assets 3% 2% 3%

CEO/Executive Director/Board Comments


Foundation Comments

Financial summary data in the charts and graphs above is per the organization's IRS Form 990s. Contributions from foundations and corporations are listed under individuals when the breakout was not available.


The Impact tab is a section on the Giving Common added in October 2013; as such the majority of nonprofits have not yet had the chance to complete this voluntary section. The purpose of the Impact section is to ask five deceptively simple questions that require reflection and promote communication about what really matters – results. The goal is to encourage strategic thinking about how a nonprofit will achieve its goals. The following Impact questions are being completed by nonprofits slowly, thoughtfully and at the right time for their respective organizations to ensure the most accurate information possible.

1. What is your organization aiming to accomplish?


2. What are your strategies for making this happen?


3. What are your organization’s capabilities for doing this?


4. How will your organization know if you are making progress?


5. What have and haven’t you accomplished so far?